Claims FAQ
Here, you'll find answers to the most common questions about claims.
Whether you've received notice of a potential claim or just want to be prepared in case one ever arises, you may have questions about the claims process - from what should be reported, to how OMIC will respond, and whether will impact your coverage. Learn more about these and other frequently asked questions.
General
Should I have my patients sign an arbitration agreement?
Claims Process
What should I report to OMIC, and when should I report it?
What general advice will you give if a claim is reported against me?
What happens to the claim once I report it?
What happens to the claim after a file is created?
Who will be my legal counsel in the event of a claim?
Can I choose my own legal counsel?
What is OMIC’s position concerning satisfaction guarantees or warranties?
Will the company settle a claim without my consent?
Will my claim be reported to the National Practitioner Data Bank?
What should I do if I receive a request for medical records from an attorney?
I am scheduled to give a deposition as a “fact witness” in a medical malpractice case involving a patient I treated. Will OMIC assign an attorney to represent me?
What is the statute of limitations in my state?
Coverage Issues
Will OMIC reimburse me for lost wages as a result of court appearances?
If I report an incident before it becomes a claim, won’t it look bad on my record and cause my premium to go up?