Skip to main content

Coverage FAQ

Here, you'll find answers to the most common questions about our coverage plans, policies, and benefits.

Whether you're a new customer or have been with us for years, we're here to help you understand your options and make the most of your coverage. To access detailed information, please log in.

Since policy and underwriting guidelines are subject to change, you should use the information included here only for general reference.

Changes in Practice

Can I voluntarily place my policy on suspension/inactive status?
Does my coverage extend to locum tenens when I’m away from my practice?

Practice Locations

Am I covered for volunteer and professional services outside of the U.S.?
What happens to my coverage if I move?
What if I practice in more than one state or territory?

General Questions

Am I covered if I provide care to my patients for emergency non-ophthalmic conditions?
Am I required to maintain active hospital privileges?
Does OMIC insure physicians for proctoring other ophthalmologists?
How does leasing equipment, office space, or employees affect my liability coverage with OMIC?
What are my limits of liability and how should I choose them?
Will OMIC cover me for supervising residents?